You have of store credit. To use it, simply place your order and you will be able to choose store credit as the payment method when it comes time to pay for your order.
Rivolis make a wonderful center piece for a jewelry design, and here are some great examples. All projects are free with any cart minimum purchase, and immediately downloadable after check out. Shop for Swarovski Rivolis here on AB Direct for amazing wholesale to the public pricing and selection.